If you are involved in an accident or other emergency that leaves you incapacitated, who will speak for you? The following tips are quick and simple, and could very well save your life.

• ICE Sticker : Store the phone numbers of your emergency contacts in your cellphone, prefaced with the acronymn ICE (i.e., In Case of Emergency). As an additional potential lifesaving measure, and an indicator to emergency personnel, affix an ICE Sticker to the back of your cellphone.

• Wallet Card : Keep a hard copy of your family’s emergency plan and medical history in your wallet. For additional peace of mind, use a self-laminating sheet to protect your wallet card from everyday wear-and-tear.

• Medic Alert : If you have any potential life-threatening allergies or medical conditions, check out the latest fashions of Medic Alert Jewelry. The once-utilitarian bracelets now have a ton of stylish variations, from dog tags and sports bands to watches and necklaces.

• ICE Packet : Get ‘hip’ with a specialized USB flash drive keychain that stores all your medical data for easy access by emergency personnel. ‘All the kids are doing it…’ 🙂

So, what about you? How do you store your vital medical history in an easily-accessible format, just in case of an emergency? Do share!

I am a master of procrastination. Give me something that I don’t really want to do, and I’ll find a zillion ways to avoid doing it.

Today’s fine example : contact the insurance company.

On Friday, I stopped by the pharmacy to pick up Amanda’s prescription for antibiotics (re: ear infection). The total charge was nearly $75 for the generic form of the medication!

Since we have a decent health insurance plan, I questioned the price and was told that the pharmacy has our insurance information on file, but had been instructed by the insurance company to charge a $75 copay for the prescription!

Now, we normally pay a $10 copay for the generic form of any prescribed medication, so this answer concerned me…

Anyway, long-story-short, I need to call our health insurance company today to get it all straightened out (“Git-R-Done”). Ugh!

So, what about you? What important task have you been dreading? How do you motivate yourself to finally “Git-R-Done”? I’d love to hear from you!